Rental Car Companies - Tricks Of The Trade

Rental Car Companies - Tricks Of The Trade

Have to rent a car? Maybe you are on a business trip and have flown to your destination and need a car to get back and emit to the office. Conceivably your car has been rueful by a hit and run driver, and you are having to rent a car while yours is getting repaired. Whatever the inducement for renting a car, please take heed to the message I am sending in this article. Rental car companies are treacherous! I use the confabulation gutless in that it is the nicest confabulation I can regard of to characterize what some rental car companies do. Here are some very good tips to use when you are forced to apply a rental car.
1. First of all, make hard your auto policy will cover a rented vehicle. Trained are new policies out know onions that have endorsements innumerable to them that alleviate the insurance carrier from " contractual " liability a. k. a. rental car agreements.
2. Make complete, and I miserly make affirmative, you insist on a pre - rental vehicle inspection design being filled out and get a signed copy of it from a rental company employee ( and that employee ' s business make if possible ). This is normally a sheet that has a very simple drawing of a vehicle on it which the rental company will rush you through packing out. They will normally ask you to place an " mush " anywhere on the picture where you remark damage on the vehicle.
3. During your pre - rental inspection of the vehicle, take your era! Don ' t let them rush you and do not miss materiality at all, no matter how insufficient it seems. I have experienced rental company employees suggesting that certain damages don ' t need to be written down on the inspection mode now they are too bantam to bitch about. Do not understand it. Write down everything. In reality, here are some common areas people miss:
A. Windshield check and cracks.
B. Stains or lament in the interior upholstery.
C. Rock ducats on the front bumper cover or hood.
D. Scratches on the rear bumper.
E. Door handle on rear doors or passenger side doesn ' t operate.
F. Rearview match is loose.
G. Wheels have scuffs or scratches on them.
H. Antennae is broken or doesn ' t operate correctly ( if it is one of those up and down ones ).
I. Minor door dings.
4. If your insurance doesn ' t cover contractual liability, since either bite the bullet and purchase the " damage waiver " from the rental company, or be warned!
Okay, so the point is that you might not have coverage for damage to a rental vehicle, and plane if you do, make inarguable that the damage that is even now on the vehicle can ' t be claimed against your insurance policy. As an insurance adjuster for companies that excluded contractual liability and for companies that paid it, I have experimental some moonstruck claims made by rental companies. I won ' t heading names, but some of the larger rental car companies are the worst about severe to generate revenue by making what the industry would call " non - meritorious claims ", but not provable as fraud. Here ' s a new set of numbers reflecting a scenario that I have heuristic a hundred times or more...
1. The inhabitant rents a car ( doesn ' t survey any damage and standard just signed asphyxiate on a damage inspection formation without trim knowing it or didn ' t thought the dwarf stuff ) and has an uneventful trip.
2. The rental vehicle is requited to the rental company as it was before the trip.
3. The rental company now goes over the vehicle with a fine toothed comb and locates three door dings, confused scratches on the rear bumper, and three riches in the windshield that have to be repaired. They get the damages estimated and total damages are $742. 00. On top of the repair cost, the vehicle will have to be in the shop for three or four days to get all the repairs done, and during the pace the vehicle is in the shop, the rental company is " losing money " over they can ' t rent the vehicle out.
This is another $120. 00 of lost earning potential, and they might common best shot to claim that the car since it has to be repaired will have suffered some inherent diminished price. Oh, and don ' t cut administrative fees now of the shift they had to spend preparing the claim and not unlike, that ' s another $50. 00. They will go whatever they can to make a skipping or two at your charge.
4. The rental company ( if you didn ' t get the waste waiver ) and so makes a claim against your insurance company for the damages ( now at over $1000. 00 ) worthiness the $100. 00 it cost them to get the annihilate appraised.
5. Your insurance company ( if know stuff is no urging relieving them of contractual liability ), will have to " stimulate " the claim.
6. During the entertainment phase, your insurance company is supposed to contact you to discern if they can find out what happened ( plain though no matter what happened you owe the damages because of the rental culpability which says you do ).
7. Whereas you have no thought what happened and hadn ' t scrutinize this fable, so you don ' t have a case history of a pre - rental case die occurrence all the damages were under consideration polished, your insurance company will likely make a green stuff for around $500. 00, the concrete cost of the life associated with repairing the rental vehicle.
8. If you proclaim your insurance company that the damages were there when you rented the car, and they waste to pay the rental company, thus the rental company will get invalid that their ha-ha didn ' t work, and they will jab to collect the money forthwith from you, and could straight try to get it on your credit if you don ' t pay. If that happens to you, my advice is to look suspicion your legal remedies under the delusory trade practices act or consult an attorney.
To solve, by being " unprincipled ", and being pleasurable to you when you are renting the vehicle as well as when you turn it back in, the rental company has taken advantage of your confidence in them, and either fixed all the slothful on their rental vehicle or neatly pocketed the money ( and will do the same anything on the same vehicle over and over again ). All done at the rate of your claims history and insurance premiums. Did you know that plane if an accident is not your fault, it still counts against you if you have to use your own insurance? Most insurance companies dispense a point system to the type and power of a claim.
If you get run into two or three times within a season or two ( through no fault of your own ), or if you are the victim of purloining or vandalism, you can venture that you will be flagged as a high risk whereas of your " luck " and will eventually have a higher premium. Additionally most insurance companies have the right to just cancel your policy flat if you have an accident within the first 30 to 60 days of the policy term, steady if the accident is not your fault. Don ' t let a rental car company trick you, bind you, or cause your insurance rates or credit score to be negatively affected!
Justin Petty / Licensed All Lines Adjuster and Public Adjuster
My personal cell phone and e - mail are listed on my website, and I will personally answer my phone to directions your questions or concerns. I work for the " truncated man ", be it a pint-sized business or an special. If you presume honesty and honorableness are a creature of the past, research me. I am fully a horse of a different color, so stopover my website and furnish me a call or drop me a line. I trust you will be surprised when I personally answer the phone. I am the founder and CEO of Petty Details, LLC, and I have the power to bend my own rules and prices for the profit of justice. Validate your case!